Chipn
English
Scan. Split fairly. Settled.
Chipn is a fair bill splitting app for the restaurant, the bar, or the day a colleague paid for the lunch order at work. Scan the receipt, tick off who had what, and everyone pays exactly what they had themselves, with a single scan of a QR code in their banking app. Nobody chips in for someone else's steak or second bottle of wine. No maths, no payment requests afterwards, and not a single byte of your data ever leaves your phone.
Coming soon to the App Store and Google Play, now in closed beta
How to split the bill
From paper receipt to settled, in three steps at the table.
Scan the receipt
Take a photo of the bill. The receipt scanner reads out the products and amounts, entirely on your device, no internet needed.
Tick off who had what
Tap who ordered each item. Shared something? Chipn works out everyone's share, fair to the cent.
Everyone pays their share
Each person gets their own QR code with their exact amount. Scan it with a banking app, done, the money lands straight in your account. No payment request needed.
What Chipn does
Smart receipt scanner
Reads products, amounts, VAT and totals from the receipt, in four languages. Long bill? Scan it in parts.
Fair to the cent
Everyone pays exactly what they had, and nothing of what someone else ate or drank. Shared items are split so the sum adds up exactly. No floating cents, no averaging across the table.
Pay with one scan
A QR code per person using the European banking standard (EPC, a SEPA transfer). Banking apps across Belgium, Germany, Austria and the Netherlands scan it natively. Straight to your account.
Choose together at the table
Open up the table and companions tick off their own items on their own phone, over bluetooth, no internet.
Overview in the group chat
Share who-pays-what as a message, with your transfer details for whoever pays from home.
Four languages
Dutch, French, English and German. The app follows your device, or you pick.
Frequently asked questions
Does Chipn work with Bancontact or Payconiq?
Chipn creates a European bank QR code (EPC) per person, the same kind you find on many invoices. You scan it with your banking app and the transfer is filled in, ready to confirm. So it is a regular bank transfer, not a Bancontact or Payconiq payment, and it works across Europe.
Does everyone at the table need the app?
No. Only the person who pays the bill needs Chipn. Everyone else scans a QR code with their banking app. Those who do have the app can tick off their own items at the table.
Where does my data go?
Nowhere. It stays on your phone. Chipn makes no internet connection at all: the receipt is read on your device and your IBAN is stored encrypted on your device. There is no server and no account. Read the privacy policy.
Which receipts can Chipn read?
Receipts from restaurants, bars, chip shops and sandwich bars, in Dutch, French, English and German. Long bill? Scan it in parts. Try it with the example receipts.
Try the receipt scanner with these receipts
No receipt at hand? Open one on your screen and scan it with a second device, or print it. Each receipt comes from a different kind of place, in a different till font, so you can see how the scanner copes. The businesses, addresses and VAT numbers are made up.
Sandwich bar
Five sandwiches, water and a coffee. The simplest one to start with.
Chip shop
Three portions of fries, five snacks and a sauce, with change at the bottom.
Restaurant, three of you
A drink and a main each, with a bottle of water to share.
Restaurant, six of you
Cocktails, starter, main, wine, dessert and coffee, 22 lines, the real test.
Nothing leaves your device. Nothing.
Chipn makes no internet connection at all. No server, no account, no tracking, no ads. Your receipt is read on your own phone, your IBAN is stored encrypted on your own device, and payments go directly from bank to bank. That is not just a promise, it is technically verifiable: the app contains no network calls whatsoever.
Read the full privacy policyTest it before everyone else
Chipn is in closed beta. Want to test on iPhone (via TestFlight) or Android? Leave your details, tell us briefly why you'd like to join, and you'll receive a personal invitation.
Your name and email go via Formsubmit straight to the maker's mailbox and are used for nothing else. Prefer plain email? That works too: [email protected]